Up to a point, Wealth is little more than numbers on a page.

Our Net Worth (i.e. the difference between our assets and liabilities) at any particular moment in time actually makes little difference to our everyday lives.

Our financial habits and behaviour dictate how much we own and, indeed, how much we owe. If we’re spenders by nature, we will spend; if we’re savers, we will save.

As far as I am concerned, the key word to bear in mind is enough.

Do you have enough today and will you have enough in the future to be comfortable and content?

At what point are those numbers on a page/computer screen going to become real money to be used for a real reason in the real world?

The answer to that question is different for everyone.